Payment Agreement

Our website is connected to internet acquiring, and you can pay for the Service with a Visa or Mastercard bank card. After confirming the selected tariff, a secure window with the payment page of the Freedom Pay processing center will open, where you will need to enter your bank card details. The 3-D Secure protocol is used for additional cardholder authentication. If your issuing bank supports this technology, you will be redirected to its server for additional identification. Please check with the bank that issued your card for information about the rules and methods of additional identification.

The online payment service is carried out in accordance with the rules of the International payment systems Visa and MasterCard on the principles of confidentiality and security of payment, using the most current methods of verification, encryption, and data transmission over secure communication channels. Bank card details are entered in a secure window on the Freedom Pay payment page. The fields on the payment page require you to enter the card number, the cardholder's name, the card's expiration date, and the three-digit security code (CVV2 for VISA or CVC2 for MasterCard). All necessary data is displayed on the surface of the bank card. CVV2/CVC2 is a three-digit security code located on the back of the card. Next, in the same window, the page of your issuing bank will open for entering the 3-D Secure code. If you do not have a static 3-D Secure set up, it will be sent to your phone number via SMS. If you do not receive the 3-D Secure code, you should contact your issuing bank. 3-D Secure is the most modern technology for securing card payments on the internet. It allows for the clear identification of the authenticity of the cardholder making the transaction and minimizes the risk of fraudulent operations with the card.

Security Guarantees

The Freedom Pay processing center protects and processes your bank card data according to PCI DSS 3.0 security standards. Information transfer to the payment gateway occurs using SSL encryption technology. Further information transfer takes place over closed banking networks that have the highest level of reliability. Freedom Pay does not transmit your card data to us or other third parties. The 3-D Secure protocol is used for additional cardholder authentication. If you have questions about the payment made, you can contact the customer support service of the payment service by email at info@youtrade.kz.

Online Payment Security

The personal information you provide (name, address, phone, email, credit card number) is confidential and not subject to disclosure. Your credit card data is transmitted only in encrypted form and is not stored on our web server. We recommend that you check that your browser is secure enough to make online payments. The security of Internet payment processing is guaranteed by LLP "Freedom Pay". All operations with payment cards are carried out in accordance with the requirements of VISA International, MasterCard, and other payment systems. When transmitting information, specialized security technologies for card online payments are used, and data processing is carried out on the secure high-tech server of the processing company. Payment by payment cards is safe because:

The authorization system guarantees the buyer that the payment details of his payment card (number, validity period, CVV2/CVC2) will not fall into the hands of fraudsters, as these data are not stored on the authorization server and cannot be stolen.

The buyer enters his payment data directly in the Freedom Pay authorization system, not on the website of the online store, therefore, the payment card details of the buyer will not be available to third parties.

Refund of Funds

When making online payments using payment cards, a refund in cash is not allowed. The procedure for refunds is regulated by the rules of international payment systems:

Confidentiality

Definitions: The Internet project youtrade.kz takes the issue of confidentiality of its customers and visitors to the youtrade.kz site (hereinafter - "you", "site visitors") seriously. We call information containing personal data (for example, first name, last name, login or company name) of the site visitor, as well as information about the actions you perform on the site URL. (for example, the visitor's order with his contact information) personalized. We call data that cannot be uniquely identified with a specific site visitor anonymous (for example, site visitation statistics).

Use of information: We use the personalized information of a specific site visitor exclusively to provide him with quality services and their accounting. We do not disclose the personalized data of one site visitor to other site visitors. We never publish personalized information in the public domain and do not transfer it to third parties. The exception is only situations where the provision of such information to authorized state bodies is prescribed by the current legislation of the Republic of Kazakhstan. We publish and distribute only reports based on collected anonymous data. These reports do not contain information that would make it possible to identify the personalized data of service users. We also use anonymous data for internal analysis, the purpose of which is to develop products and services of youtrade.kz.

Links: The youtrade.kz site may contain links to other sites that are not related to our company and belong to third parties. We are not responsible for the accuracy, completeness, and reliability of the information posted on third-party websites, and do not take any responsibility for maintaining the confidentiality of the information you leave on such sites.

Limitation of Liability

We do our best to comply with this privacy policy, however, we cannot guarantee the security of information in the event of exposure to factors beyond our control, the result of which will be the disclosure of information. The youtrade.kz site and all information posted on it are presented on an "as is" basis without any guarantees. We are not responsible for adverse consequences, as well as for any losses caused by restricting access to the URL site or as a result of visiting the site and using the information posted on it.

User Agreement

"Hereby, the Limited Liability Company 'Kubayev Capital', located at: Republic of Kazakhstan, city of Almaty, microdistrict Mamyri-1, building 26, hereinafter referred to as the 'Organizer', defines the rules of use by the Site Users at the address www.youtrade.kzhttps://www.youtrade.kz

GENERAL PROVISIONS

This Agreement (hereinafter referred to as the "Agreement") is an offer, i.e., an offer addressed to a specific person (User) by the Organizer, expressing the intention of the Organizer to consider itself as having entered into an agreement with the User. The Organizer offers the User Services for using the Site and its services on the terms that are the subject of this Agreement. The conditions of this Agreement are developed by the Organizer and define the terms of use of the Site, as well as the rights and obligations of its Users and the Organizer. The terms of the Agreement also apply to relations related to the rights and interests of third parties, both as Users of the Site (for example, Partners), and those who are not, but whose rights may be affected by the actions of the Users of the Site. This offer is governed by the following legal norms: in accordance with Art. 5, clause 395 of the Civil Code of the Republic of Kazakhstan (Civil Code of the Republic of Kazakhstan), "an offer containing all the essential conditions of the contract, from which it is evident the intention of the person making the offer to conclude a contract on the terms specified in the offer with anyone who responds, is considered an offer (public offer)"; according to Art. 1, clause 296 of the Civil Code of the Republic of Kazakhstan, "acceptance is recognized as the response of the person to whom the offer is addressed, to its acceptance"; according to Art. 3, clause 396 of the Civil Code of the Republic of Kazakhstan.

"the performance by the person who received the offer, within the time established for its acceptance, of actions to fulfill the conditions of the contract specified in it (shipment of goods, provision of services, performance of works, payment of the corresponding amount, etc.), is considered acceptance, unless otherwise provided by legislation or specified in the offer"; according to Art. 1, clause 397 of the Civil Code of the Republic of Kazakhstan, "when the offer contains a deadline for acceptance, the contract is considered concluded if the acceptance is received by the person who sent the offer, within the specified period"; according to Art. 2, clause 397, "when a written or electronic offer does not contain a deadline for acceptance, the contract is considered concluded if the acceptance is received by the person who sent the offer, before the expiration of the period established by law, and if such period is not established - within the time necessary for this"; according to Art. 1, clause 396 of the Civil Code of the Republic of Kazakhstan, "acceptance is recognized as the response of the person to whom the offer is addressed, to its acceptance. Acceptance must be complete and unconditional."

The User is obliged to fully acquaint themselves with the terms of this Agreement before registering on the Site. User registration on the Site signifies the complete and unconditional acceptance by the User of the terms of this Agreement (acceptance of this offer in accordance with Article 396 of the Civil Code of the Republic of Kazakhstan)

The terms of this Agreement may be changed and/or supplemented by the Organizer unilaterally without any special notification. This Agreement is an open and publicly available document. The current version of the Agreement is available for review athttps://www.youtrade.kz/

The Organizer recommends that Users regularly check the terms of this Agreement for any changes and/or additions. The continued use of the Site by the User after changes/additions to the terms of this Agreement signifies the acceptance and agreement of the User with such changes/additions.

 SITE STATUShttps://www.youtrade.kz/

The website www.youtrade.kz https://www.youtrade.kz/is an Internet resource and constitutes a collection of information and computer programs contained within an information system, providing access to such information on the Internet at the address: www.youtrade.kzhttps://www.youtrade.kz/

REGISTRATION ON THE WEBSITE AND USER STATUS

User registration on the Website is free and voluntary. The Organizer does not charge Users for using the Website services. Users of the Website are individuals who have reached the age of 18, as well as legal entities who have accessed the Organizer's information materials and services through their representative with appropriate authority. When registering on the Website, the User must provide the necessary accurate and up-to-date information to create a personal User profile, including a unique login (email address or a combination of Latin letters and numbers for logging into the Website) and password for accessing the Website, as well as surname and first name. The Website registration form may request additional information from the User. The User is responsible for the accuracy, relevance, completeness, and compliance with the legislation of the Republic of Kazakhstan of the information provided during registration and its cleanliness from third-party claims. By registering on the Website, the User agrees to these Terms and assumes the rights and obligations specified therein related to the use and operation of the Website. After successful registration of the User on the Website, the Organization assumes the rights and obligations towards the User specified in these Rules. By accepting the terms of this Agreement by registering on the Website, the User declares that he/she makes the personal data provided by him/her publicly available and gives the Organizer consent to process his/her personal data provided during registration. The processing of the User's personal data is carried out in accordance with the legislation of the Republic of Kazakhstan. The Website Operator processes the User's personal data in order to fulfill the obligations assumed by the Operator in accordance with this Agreement. The Website Operator takes all necessary measures to protect the User's personal data from unauthorized access, alteration, disclosure, or destruction. The Operator provides access to the User's personal data only to those employees, contractors, and agents of the Operator who need this information to ensure the functioning of the Website and the provision of services to the User. The Website Administration has the right to use the information provided by the User, including personal data, to ensure compliance with the requirements of the current legislation of the Republic of Kazakhstan (including for the purpose of preventing and/or suppressing illegal and/or unlawful actions by Users). Disclosure of the information provided by the User may be made only in accordance with the current legislation of the Republic of Kazakhstan at the request of the court, law enforcement agencies, as well as in other cases provided for by the legislation of the Republic of Kazakhstan. The selected login and password by the User are necessary and sufficient information for accessing the Website. The User does not have the right to transfer his/her login and password to third parties, bears full responsibility for their safety, and independently chooses the method of their storage. The User can allow the storage of login and password (using cookies) on the hardware and software used by him/her for subsequent automatic authorization on the Website. Unless proven otherwise by the User, any actions taken using his/her login and password are considered to be performed by the corresponding User. In case of unauthorized access to the login and password and/or the User's personal page, or the dissemination of the login and password, the User is obliged to immediately inform the Organizer in the established manner.

USER RIGHTS AND OBLIGATIONS

When using the Website's Services, the User is obligated to:

The User is prohibited from:

The user is personally responsible for any information they post on the Site, share with other Users, as well as for any interactions with other Users and Partners, which are undertaken at their own risk. In case the User disagrees with this Agreement or its updates, the User must refrain from using it by deleting their personal account from the Site.

COOPERATION TERMS. RIGHTS AND OBLIGATIONS OF THE ORGANIZER

The parties hereby acknowledge that the Organizer does not own the goods and does not provide services, the offers for which are published by the Partner.

The www.youtrade.kz site https://www.youtradand https://www.youtrade.kz/ www.youtrade.kz is a platform for the online platform www.youtrade.kz https://www.youtrade.kz/.

INTELLECTUAL PROPERTY PROVISIONS

All objects posted on the Site, including design elements, text, graphics, illustrations, videos, scripts, programs, music, sounds, and other objects and their collections (hereinafter referred to as "Content"), are objects of exclusive rights of the Organizer, all rights to these objects are protected. Except as provided in this Agreement and the current legislation of the Republic of Kazakhstan, no Content may be copied (reproduced), modified, distributed, displayed in a frame, published, downloaded, transmitted, sold, or otherwise used in whole or in part without the prior permission of the rights holder, except where the rights holder has explicitly consented to the free use of the Content by any person.

FINAL PROVISIONS

If any provision of this agreement is invalid or unenforceable under the laws of the Republic of Kazakhstan, all other provisions shall remain in force, and the invalid or unenforceable provision shall be deemed replaced by a corresponding valid, enforceable provision of the laws of the Republic of Kazakhstan, which most closely corresponds to the intention of the original provision.

Public Offer Agreement for the Provision of Access to the Real-Time Information Product youtrade.kz 

Almaty

Hereby, LLC “Kubayev Capital”, represented by its Director, Adibek Suleimenuly Kubayev, hereinafter referred to as the "Provider", acting pursuant to its Charter, offers the Client to enter into an agreement for the provision of information services (hereinafter referred to as the "Agreement") by granting access to the information product "Youtrade.kz" through the Client's acceptance of this public offer (hereinafter referred to as the "Agreement").

1. TERMS AND DEFINITIONS

Client – an individual or legal entity that has accepted the Offer and is a consumer of the Service under this Agreement. Acceptance of the Offer is the full and unconditional acceptance by the Client of the terms of this Agreement by registering in the manner prescribed by the Agreement.

Access – the Client's right to view the Trading Information in accordance with the terms of the Agreement.

Personal Account – a section of the Youtrade.kz internet resource accessible to authorized users, containing a section for viewing Trading Information.

Username and Password – two unique sets of characters that identify the Client, the combination of which allows the Client to access the Personal Account to view the Trading Information. The username and password are selected by the Client upon Registration, and their uniqueness is verified by the Youtrade.kz platform administration system.

Username and Password - these are two unique sets of characters that identify a specific Client. This combination allows the Client to access their Personal Account to view Trading Information. The Client chooses their Username and Password during Registration, and the system verifies their uniqueness.

Registration - this refers to the process of creating a Client account on the Youtrade.kz platform. The Client does this by filling out a specific form with their information.

Real-time Mode - this term describes the transmission of Trading Information where the time between the occurrence of the event and its publication is no more than 10 minutes.

Parties - these refer to the two involved entities in the agreement: the Platform (Youtrade.kz) and the Client.

Trading Information - this refers to the market data about transactions with financial instruments that are permitted for trading on the Exchange, including information about submitted orders to execute such transactions. Specifically, the term "orders" in this context refers only to the best bid and ask prices for each financial instrument at any given time. In this Agreement, "Trading Information" is understood to mean "Trading Information in real-time mode".

Device -This is any device owned by the Client, including mobile or stationary devices/displays, that can receive, control, or display Trading Information.

Electronic Payment Method - this refers to the method of paying for the Service through the platform's internet resource using a bank card, in accordance with the Rules for conducting electronic payments for the service of providing access to the Youtrade.kz information product, as set out in Appendix No. 1 to this agreement.

Payment by Invoice - this refers to the method of paying for the Service by an invoice issued to the Client, which includes the Platform's bank details.

Virtual Competitions - these are competitive selections for obtaining financing from the company. Participation in such competitions implies the participants' agreement with the terms and rules established by the company for conducting and evaluating projects.

2. SUBJECT OF THE AGREEMENT

2.1. In accordance with the Agreement, the Provider undertakes to provide the Client with access to an information product in the form of online competitions where the Client can obtain a virtual account and available virtual funds to participate in trading in the securities market in real time. In turn, the Client undertakes to pay for the opportunity to use the platform for trading. Thus, the Provider provides the Client with the opportunity to practice and improve their trading skills without the risk of losing real funds in the financial markets.

2.2. The Agreement is deemed concluded from the moment the Client makes the first payment for the Service.

2.3. The Trading Information provided to the Client in accordance with the Agreement is intended solely for the Client's viewing. The Client is prohibited from reproducing, publishing, or distributing the Trading Information in any way.

2.4. It is prohibited to view Trading Information from two or more Devices under one Username simultaneously.

3. RIGHTS AND OBLIGATIONS OF THE PARTIES

3.1. The Provider is entitled to:

  1. demand from the Client proper performance of the terms of the Agreement;
  2. suspend the Client's Access to Trading Information in the event of:

– violation by the Client of the terms of payment for the Service; or

         – when the Provider reasonably believes that any actions of the Client violate the terms and conditions of the Agreement;

  1. change the format of Trading Information and/or any part thereof without prior notice to the Client;
  2. change the addresses of pages on the Internet where Trading Information or any part thereof is published, with publication of a notification of such change on the Exchange's Internet resource;
  3. change the composition of Trading Information and/or any part thereof without prior notice to the Client, if such change does not entail a reduction in the amount of data that makes up the Trading Information;
  4. unilaterally change the rates of fees in relation to the Service provided, as well as make changes and additions to the Agreement with publication of a notification of such changes/additions on the Exchange's Internet resource no later than 10 (ten) calendar days before the date of entry into force of the changes/additions;
  5. in the event of the Client's violation of paragraphs 2.3. or 2.4., terminate the Client's access to Trading Information without reimbursing the Client for the paid amount or part thereof;
  6. take other actions in accordance with the legislation of the Republic of Kazakhstan;
  7. demand from the Client the provision of necessary documents in accordance with the requirements of the legislation of the Republic of Kazakhstan.

3.2. The Client is entitled to:

  1. demand from the Exchange proper provision of the Service and performance of other       obligations stipulated in the Agreement;
  2. use Trading Information subject to the restrictions established by paragraphs 2.3. and 2.4. of the Agreement;
  3. receive financing from LLC“Kubayev Capital”, in case of successful selection for participation in online competitions described on the Youtrade.kz website;
  4. take other actions in accordance with the legislation of the Republic of Kazakhstan.

3.3. The Provider undertakes to:

  1. provide the Client with Access to Trading Information within 1 (one) working day following the day of receipt of funds in payment for the Service under the Agreement into the Exchange's bank account;
  2. ensure the operability of the hardware and software complex through which the Platform provides the Client with Access to Trading Information;
  3. timely and in the prescribed manner provide the Client with an invoice for payment of the Service in accordance with the terms of the Agreement;
  4. resume within 1 (one) working day the Client's Access to Trading Information in the event of the Client's elimination of the violations that served as the basis for the suspension of the Client's Access to Trading Information (subparagraph 2) of paragraph 3.1. of the Agreement);
  5. properly fulfill all its other obligations stipulated in the Agreement and the legislation of the Republic of Kazakhstan.

3.4. The Client undertakes to:

  1. timely and in full pay for the cost of the Service in accordance with the terms of the Agreement;
  2. independently and at its own expense organize a communication channel (Internet access);
  3. ensure the confidentiality of the Client's Username and Password;
  4. notify the Provider of any change in contact information (phone number, email address) and other information that may affect the performance of obligations under the Agreement, within 10 (ten) calendar days from the date of such change in writing;
  5. comply with the restrictions on the use of Trading Information established by paragraphs 2.3. and 2.4. of the Agreement;
  6. in the event of a violation of the confidentiality regime in relation to the Client's Username and Password, notify the Provider of this fact in a form understandable to the Parties within one working day from the date of occurrence of this fact;
  7. undergo the KYC (Know your client) procedure and provide personal information, full name, passport data, and bank details upon successful completion of online competitions under the conditions described on the official Youtrade.kz website;
  8. properly fulfill other obligations stipulated in the Agreement and the legislation of the Republic of Kazakhstan.

4. ORDER AND CONDITIONS OF PAYMENT

4.1. The cost of the Service under the Agreement is determined in accordance with the applicable rates of fees approved on the official Youtrade.kz website.

4.2. The Platform provides the Client with the Service under the Agreement on a full prepayment basis.

4.3. The Client undertakes to independently and timely make payments for the Services in accordance with the selected payment method.

4.3. In the case of choosing the payment method by an issued invoice, the first invoice for payment of the Service is sent by the Exchange no later than the next working day after the client's identification and verification of necessary documents, in accordance with the legislation of the Republic of Kazakhstan, subsequently - payment must be made once.

4.4. The Platform does not refund funds paid for the Service and/or does not compensate them by providing a commensurate additional period of Access to view Trading Information in the following cases:

– if the Platform provided the Client with Access to Trading Information, but the Client for any reason did not use this Access; or

– if the Platform provided the Client with Access to Trading Information, but the Client for any reason used this Access for an incomplete period for which the Client made a payment.

– if the Client successfully passed the competitions and received an increase in capital through trading on the Platform.

4.5. The Provider does not provide the possibility of returning funds paid for the Service and/or using the Platform, and is not obliged to compensate them in the event that the Client participates in an online competition and receives an increase in virtual capital.

In such cases, as provided for in this paragraph, the Service is considered to have been provided by the Provider properly.

5. RESPONSIBILITY OF THE PARTIES

5.1. For the non-performance or improper performance of obligations under the Agreement, each Party shall be liable in accordance with the legislation of the Republic of Kazakhstan and the Agreement.

5.2. The Client is responsible for the accuracy of the information provided during Registration and filled in the Personal Account.

5.3. The Client is responsible for maintaining the confidentiality of his Username and Password.

5.4. The Platform is responsible for:

  1. untimely provision of the Client with Access to Trading Information;
  2. the inability of the Client to view Trading Information as a result of errors, technical failures, file deletion, changes in functions, defects, delays in data provision that occurred due to the fault of the Exchange during the conduct of exchange trading.

5.5. If the circumstances specified in paragraph 5.4. of the Agreement continue for more than one working day, the Platform shall compensate the Client for the time of absence of Access to Trading Information by providing a commensurate additional period of Access in the subsequent period.

5.6. The Platform is not responsible for:

  1. any expenses of the Client, as well as any losses or damages arising from the use or inability to use Trading Information, or incurred as a result of errors, technical failures, file deletion, changes in functions, delays in data provision that occurred not due to the fault of the Exchange, including the absence or problems with Internet access at the Exchange due to the fault of the provider whose services the Platform uses;
  2. the quality of access to Trading Information through the Internet.

6. TERM OF THE AGREEMENT AND TERMINATION OF THE AGREEMENT

6.1. The Agreement enters into force from the moment of its conclusion, in accordance with paragraph 2.2. of the Agreement and is indefinite.

6.2. Each of the Parties has the right to unilaterally terminate the Agreement by notifying the other Party no later than 10 (ten) calendar days before the expected date of termination of the Agreement.

7. DESPOTE RESOLUTION AND APPLICABLE LAW

7.1. The Parties to the dispute, if it arises, shall be considered to be the Platform and the Client who concluded the Agreement.

7.2. In the event of disagreements in the process of fulfilling the terms of the Agreement, disputes between the Parties shall be resolved through negotiations. The Parties undertake to take all necessary measures to resolve disagreements out of court.

7.3. In the event of failure to reach mutual agreement between the Parties, disputes shall be resolved in judicial proceedings in accordance with the legislation of the Republic of Kazakhstan.

7.4. The applicable law for the resolution of disputes is the legislation of the Republic of Kazakhstan.

8. FORCE MAJEURE

8.1. The Parties shall be exempt from liability for the non-performance or improper performance of their obligations under the Agreement caused by circumstances of force majeure, which are understood to mean any extraordinary and unavoidable circumstances under the given conditions that are not subject to reasonable control of the Parties to the Agreement, including, but not limited to: wars, hostilities, actions of government bodies, a coup d'état, fire, natural disasters, and other circumstances that the Parties could not have foreseen and that directly affected the performance of obligations under the Agreement.

8.2. In the event of a force majeure circumstance, the term for the performance of obligations under the Agreement shall be postponed proportionately to the time during which such circumstance acted. The Party for whom it becomes impossible to fulfill its obligations under the Agreement due to the occurrence of force majeure circumstances is obliged to notify the other Party of the impossibility of fulfilling its obligations within ten days from the date of the beginning of this circumstance.

8.3. In the event that the force majeure circumstance lasts for more than one month, the Parties shall have the right to refuse to further fulfill their obligations under the Agreement. In this case, neither Party shall be entitled to demand from the other Party compensation for any damages.  

9. FINAL PROVISIONS

9.1. The Parties may not transfer rights and entrust the performance of their obligations under the Agreement to a third party without the written consent of the other Party.

10. PROCEDURE FOR SENDING NOTIFICATIONS

10.1. All notifications of amendments and additions to the Agreement, as well as amendments and additions to the Agreement, shall be brought to the attention of Clients by the Exchange by placing a corresponding notification on the Exchange's Internet resource no later than 10 (ten) calendar days before the date of entry into force of the specified changes and additions.

10.2 Detailed and updated information can be found on the website by following this link https://dashboardanalytix.com/client-terms-and-policies/?v=34f435c6b599 https://dashboardanalytix.com/client-terms-and-policies/?v=34f435c6b599

11. LOCATION AND BANK DETAILS OF THE EXCHANGE

11.1. Name: LLC Kubayev Capital

Address: Kazakhstan, Almaty, Mamyr-1 microdistrict, house 26.

BIN (IIN): 220740002264

Bank: JSC "Kaspi Bank"

KBE: 17

BIC: CASPKZKA

Account number: KZ66722S000016864723